SciTransfer
DECODIT · Project

Digital Tools for Personalized Home Energy Upgrades and Green Financing

energyPilotedTRL 6

Imagine trying to fix up your home to be green, but you're lost in a maze of confusing options and prices. This project builds a smart digital assistant that tells you exactly which upgrades fit your specific house and budget. It even helps you get the right loans to pay for the work, making the switch to clean energy as easy as shopping online.

By the numbers
19
partners
11
countries
4
Living Labs/demo sites
The business problem

What needed solving

Homeowners are overwhelmed by complex energy upgrade options, while service providers spend too much time and money manually analyzing household data to provide custom advice.

The solution

What was built

Digital services and apps with natural language interfaces that provide personalized home upgrade propositions and data-driven loan underwriting tools.

Audience

Who needs this

Energy SuppliersEnergy Service Companies (ESCOs)Distribution System Operators (DSOs)Green Finance ProvidersHome Renovation Firms
Business applications

Who can put this to work

Energy Services
enterprise
Target: Energy Supplier or ESCO

If you are an energy supplier dealing with high costs to analyze individual household data for custom offers — this project developed data-driven digital services that provide personalized and comparable propositions. This allows you to offer tailored energy efficiency plans without manual data gathering.

Fintech
mid-size
Target: Green Loan Provider

If you are a capital provider dealing with high risks in home renovation loans — this project developed cross-sector, data-driven loan underwriting approaches. This reduces entry barriers and unlocks more consumer investment in home upgrades.

Construction
SME
Target: Home Renovation Expert

If you are a renovation expert dealing with customers who lack the energy literacy to choose the right upgrades — this project developed apps with natural language interfaces. This helps your clients understand and select the best technical solutions for their specific home.

Frequently asked

Quick answers

What is the cost or price of implementing these tools?

Based on available project data, specific pricing or implementation costs are not provided.

Can this be scaled to an industrial level?

The project is being tested across 4 diverse European countries (Latvia, Spain, Greece, Switzerland) to ensure the tools work across different climates and regulations, suggesting a path toward scaling.

How is the IP or licensing handled for the digital services?

Based on available project data, the specific IP and licensing terms are not mentioned.

How does this integrate with existing energy data?

The tools use federated, data-driven services from multiple, diverse service providers to create personalized propositions for citizens.

What is the timeline for deployment?

The project period runs from 2024-06-01 to 2027-11-30.

Consortium

Who built it

The consortium is heavily industry-led, with 13 industry partners representing 68% of the group. The high concentration of SMEs (12 out of 19 partners) suggests a strong focus on commercial agility and market deployment rather than pure academic research, which is further supported by the inclusion of energy suppliers, ESCOs, and DSOs.

How to reach the team

Contact EUROPEAN DYNAMICS LUXEMBOURG SA

Next steps

Talk to the team behind this work.

Contact us to connect with the DECODIT consortium for pilot integration.