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BLOSSOM · Project

Bankable Financial Models for Urban Climate Adaptation and Mitigation Projects

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Imagine trying to build a giant sea wall or green roof but the bank won't lend you money because they don't understand the risk. This project creates a bridge between city planners and investors by using digital simulations to prove a project will actually work. It's like a high-tech rehearsal that makes green projects safe enough for banks to fund.

By the numbers
28
partners
12
countries
3
Front Runner Cities
7
SMEs
The business problem

What needed solving

Public authorities often have climate adaptation plans but cannot secure private funding because the projects aren't 'bankable' or lack proven financial models.

The solution

What was built

AI-based business model generators, digital twins for climate simulation, and a methodology for creating bankable investment schemes.

Audience

Who needs this

Investment BanksClimate Risk InsurersMunicipal Finance OfficersGreen Infrastructure DevelopersVenture Capitalists
Business applications

Who can put this to work

Banking & Finance
enterprise
Target: Commercial Bank or Venture Capital Firm

If you are a financial institution dealing with high-risk green loans — this project developed bankable solutions and AI-based business models that reduce uncertainty. This allows you to deploy capital into climate projects with clearer value propositions and financial elements.

Insurance
enterprise
Target: Climate Risk Insurance Provider

If you are an insurer dealing with unpredictable climate damage costs — this project developed digital twins and dashboards for ex-ante simulation. This helps you price innovative insurance products based on simulated climate data.

Urban Planning
any
Target: Municipal Infrastructure Developer

If you are a city developer dealing with a lack of funding for adaptation measures — this project developed a methodology to make projects bankable. This enables you to attract private investment for projects in cities like Birmingham, Lisbon, or Kielce.

Frequently asked

Quick answers

What is the cost or price of the solution?

Based on available project data, specific pricing or cost details for the resulting tools are not provided.

Can this be scaled to an industrial level?

Yes, the project tests the methodology in 3 Front Runner Cities and plans replication in another 4 case studies, including the Region of Alentejo and cities like Aarhus.

How is the IP and licensing handled?

The project uses AI tools to identify the best exploitation form, which may include licensing of products/services, patenting, or the creation of spin-offs.

What is the implementation timeline?

The project runs from 2025-06-01 to 2029-05-31.

How does this integrate with existing city data?

It uses digital twins and dashboards to perform simulations and assessments using data and collective intelligence.

Consortium

Who built it

The consortium is heavily weighted toward implementation and finance, featuring 28 partners across 12 countries. With 8 industry partners and 7 SMEs (a 29% industry ratio) and 15 'Other' organizations (likely public authorities and financial bodies), the group is structured to move from theory to bankable reality rather than pure academic research.

How to reach the team

Contact THE LISBON COUNCIL FOR ECONOMIC COMPETITIVENESS ASBL

Next steps

Talk to the team behind this work.

Contact us to connect with the BLOSSOM consortium for early access to bankable climate models.

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